How It Works


  • Use your card as a payment method in grocery stores, convenience stores, drug stores, or anywhere that accepts Debit MasterCard®. You can also select the “Cash Back” option to receive cash at no charge.
  • Remove your entire card balance for free by visiting any financial institution that is a MasterCard principal member and asking for a cash advance for the balance on the card.
  • Utilize the free ACH transfer service to send funds from your card to your bank account.
  • Check your balance online or through customer service before using an ATM.
  • If your card is rejected at an ATM, never attempt over and over again. Some ATMs impose a fee even for declined transactions.
  • Pre-Payment of services like fuel dispensed from a “Pay at the Pump” terminal prior to pumping the gas or for services like a hotel room. The payment networks automatically put a hold on a certain amount of the funds available to ensure payment. This hold usually takes several hours to be removed; therefore, the cardholder cannot access his funds until this hold is remove.
  • Some Merchants may authorize your card up to 25% more than the transaction to allow for gratuity, which can cause declined transactions.
  • Update your Temporary PIN before use to verify you have the correct PIN. Do this by calling 877-592-1118.



  • Cards Can be Loaded Right in Your Office
  • Able to Reverse Funds on Cards
  • 24/7 Online Tracking of Cards
  • Online Monitoring of All Transactions
  • Eliminates Check Writing
  • Eliminates Trips to the Bank
  • Eliminates Lost or Stolen Cards
  • Unlimited Debit Card Loads


  • Able to Track Spending on All Cards
  • 24/7 Access to All Card Account Information
  • Protects Your Financial Information
  • Saves You Time and Money
  • Instant Access to Funds
  • Lost Cards Can be Easily Replaced
  • Able to Load or Reverse Funds 24/7
  • Eliminates Trips to Bank and Post Office